JOB TYPE: Full time
JOB REQUIREMENTS:
Minimum Required Experience: 2years
Minimum Qualification: BSc in Banking & Finance, Business Administration, Risk Management, Accounting, Economics, Management or any related discipline. Postgraduate degree and professional certification are beneficial.
JOB DESCRIPTION
- Reviewing loan applications for potential risks, including an applicant’s ability to repay the loan
- Reviewing financial statements to determine the company’s ability to repay its debts
- Analysing financial data to assess risk exposure and recommend solutions
- Reviewing a borrower’s credit history to determine their risk of defaulting on a loan or other financial obligation
- Communicating findings with other team members within the lending institution or other parties involved in the decision-making process
- Monitoring loans to detect signs of financial distress or possible fraud
- Preparing monthly reports of risk assessments by summarizing and analysing loan performance
- Updating loan policy on a periodic basis
- Preparing monthly reports for credit bureau and insurance updates.
- Other duties that may be assigned.
REQUIRED SKILLS:
- Technical acumen;
- Problem-solving and decision-making abilities;
- Analytical skills and a good eye for detail;
- Ability to cmulti-task;
- Planning and organisation skills;
- Negotiation skills and the ability to influence people;
- Good communication and presentation skills;
- Commercial awareness;
- Numerical skills and the ability to evaluate costs;
- Ability to understand broad business issues.
Job Type: Full-time
Salary: ₦80,000.00 - ₦120,000.00 per month
